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  • Self Employed 
  • No Pay Stubs
  • No Tax Returns
  • Low Rates
  • Up to 80% LTV
  • Min Credit Score 620

 A stated income loan is a mortgage where the lender does not verify the borrower's income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word. 

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Stated Income Programs Available